We’re bringing the MLC and Expand brands together

The Expand brand is here to stay but along with it you’ll start to see the MLC logo. The MLC brand represents superannuation, pension, investment and other capabilities within the Insignia Financial Group.

ClientFirst: 1800 517 124

IOOF Investment Management Limited ABN 53 006 695 021 AFSL No. 230524 (IIML) and Navigator Australia Limited ABN 45 006 302 987, AFSL No. 236466 (NAL) are responsible for the information on this website relating to financial products and services issued by each entity.

Expand Essential Super, Expand Essential Pension, Expand Extra Super and Expand Extra Pension are issued by IIML the Trustee of the IOOF Portfolio Service Superannuation Fund ABN 70 815 369 818

Expand Essential Investment and Expand Extra Investment are issued by the Service Operator NAL.

IIML and NAL are a part of the Insignia Financial Group comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate. The 'MLC' brand represents superannuation, pension, investment and other capabilities across the Insignia Financial Group. 

General advice warning

This website contains general information only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this information, you should assess your own circumstances or seek advice from a financial adviser. You should obtain and consider a copy of the relevant Product Disclosure Statement (PDS) or offer document available from us or your financial adviser, before you acquire a financial product. The relevant Target Market Determination (TMD) for each of the products is available to view and download on this website .

The content of this website is not intended to represent or be a substitute for specific taxation or legal advice and should not be relied on as such. If you intend to rely on any of the information in this website to satisfy liabilities or obligations or claim entitlements that arise, or could arise, under a taxation or other law, you should obtain advice from a registered tax agent or lawyer. Any taxation, legal and other matters referred to on this website are based on the relevant issuer’s interpretation of existing laws and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.

Accuracy and reliability of information

While the relevant issuers have taken all reasonable care in producing the information on this website and make no representations in respect of, and, to the extent permitted by law, excludes all warranties in relation to, the accuracy or completeness of the information.

IIML and NAL, its officers, employees, directors and contractors exclude all liability whatsoever for any loss or damage, howsoever arising out of reliance, in whole or in part, on the information.

Australian residents only

The products and services described in this website are available to Australian residents only. All references to dollars are to Australian dollars unless otherwise stated.

Applications to invest

Details about the products and services offered and how to invest are set out in the relevant PDS or offer document.

A copy of the current PDS or offer document can either be downloaded from this website or obtained free of charge by calling ClientFirst on 1800 517 124.

No guarantee of performance

No company within the Insignia Financial Group guarantees the performance of any investment product. All products within the Insignia Financial Group are subject to investment risk including possible delays in repayment and loss of income and capital invested. The return of capital or income of the funds is not guaranteed unless otherwise specified in the relevant PDS or offer document. The future value of investments may rise and fall with changes in the market. Investments in the products and services on this website issued by IIML and NAL do not represent assets or liabilities of IIML or NAL and any other company or business within the Insignia Financial Group.

Past performance is not indicative of future performance.

Copyright

IIML and NAL own copyright of the information contained in this website relating to financial products and services issued by each entity. Information may be printed or downloaded for personal use only. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or used in any way without the express approval of IIML or NAL.

Links to other sites

We are not responsible for the content of any site owned by a third party that may be linked to the myexpand.com.au website, whether such a link is provided by us or by a third party. These links are provided as a courtesy service and no judgment or warranty is made by us concerning the suitability, accuracy or timeliness of the content of any site that may be linked to the myexpand.com.au website. By providing access to other websites, we are not recommending or endorsing any brand, products or services offered by the organisation sponsoring or owning the linked website.

Privacy policy

Please click here to view the Insignia Financial Privacy Policy.

Changes

IIML and NAL may vary this disclaimer at any time. Your continued use of the website constitutes your acceptance of the disclaimer as amended.

Governing law

The use of this website and the provision of such facilities, products and services will be governed by the laws of Victoria.

Trade marks

Any trade mark displayed on this site remains the property of the legal owner in accordance with their rights of use. Access to, downloading from or otherwise copying from this site does not grant a licence or right to use any party's trade mark or transfer title to any material on this site. IIML and NAL reserve all rights with respect to copyright and trade mark ownership of all material on the website and will enforce such rights to the full extent possible under applicable law.

Managed Portfolio Service

For clients of the Managed Portfolio Service, only information displayed as at quarter end will be considered by the auditor of the Managed Portfolio Service in conducting its audit and provision of its annual report.

Chant West disclaimer

The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned January 2023) and platform rating (assigned September 2023) are limited to General Advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Past performance is not an indication of future performance. Refer to www.chantwest.com.au for full ratings information and our FSG.